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Boost Your Business Cash Flow with Refinance
Unleash your potential with our asset and business loan refinance solutions. Release working capital, reduce monthly payments or acquire key assets and equipment without hindering business growth.
Check your eligibility
What can business loan or asset refinance be used for?
Unlock cash equity from your owned hard assets or save money by securing a better business finance deal or consolidate existing debts.
Securing better terms on existing loan agreements
Consolidating multiple financial agreements
Lowering interest rates
Reducing number of repayments
Accessing additional capital
Releasing equity, not raising new debt
Why choose asset & equipment refinancing?
Refinancing is a popular option for businesses who would like to free up cash flow or release equity. This can be done through the refinancing of existing hard assets or securing better terms on a business loan.
Find a better deal
What can business loan or asset refinance be used for?
Unlock cash equity from your owned hard assets or save money by securing a better business finance deal or consolidate existing debts.
Securing better terms on existing loan agreements
Consolidating multiple financial agreements
Lowering interest rates
Reducing number of repayments
Accessing additional capital
Releasing equity, not raising new debt
How can loan or asset refinance help your business?
Our asset and loan refinance helps to ease pressure on businesses, improving cash flow, enabling growth and innovation and driving greater productivity. Maximise your potential and seize new opportunities with our flexible and tailored solutions.
Asset refinance can also release the shackles of a high-rate and uncompetitive finance deal. We can refinance the existing agreement with your current lender and arrange bespoke terms to fit your circumstances.
Learn more in our Short Guide to Asset Refinance.
Read the guide
Lower interest rates
Refinancing a hard asset or loan can lower your interest rates and monthly payments, saving your business money over the life of the loan.
Improved cash flow
By lowering monthly payments, asset and loan refinance can improve a business' cash flow and provide more funds for other expenses.
Commercial debt consolidation
Use commercial refinance to consolidate multiple debts into a single loan, simplifying payments and potentially reducing overall interest costs.
Increased equity
Refinancing can build equity in the asset, which you can use to secure additional financing or cash flow in the future.
Improving credit rating
By consolidating debts and making consistent payments, a business's credit rating may improve, making it easier to obtain financing in the future.
Reduce number of repayments
With a refinacing loan, you can reduce your number of repayments, saving you money on interest costs.
Unlocking cash equity hidden in hard assets
Refinancing a skip loading truck to free up cash flow for a recycling business.
Released equity from asset to smooth cash flow
Approved and paid out in 48 hours
Multiple deals completed for the client
Ray McAuley from Millbrook has secured multiple deals for us over the years, for us there is only one stop and that is Millbrook!
Raising £2.4m through refinance
A national renewables company wanted to raise money to fund operational expenditure.
Released equity, instead of raising debt
Competitive interest rate
T&Cs tailored to the business
Businesses sometimes don't know the amount of equity they have within their assets. Refinancing is a great way to raise funding from your valuable hard assets.
Highly
competitive rates
Finance for
any sector
Repayment terms
of up to 7 years
Flexible deposits and
repayment terms available
Receive funding
up to £25m
100% refinance
available
Sector Expertise
Financing businesses like yours
Our business finance specialists have over 60 years of collective experience working in commercial finance. We support companies across a wide variety of industries and have access to over 100 UK lenders to approve finance in almost any sector.
Apply now for asset or business loan refinancing
Ready to refinance a hard asset or business loan? Take your business to new heights and secure your financial future with our tailored solutions.
Start your application
Need a different business finance solution?
Millbrook does more than just asset and equipment finance. We have an array of flexible financing options to meet any requirement. Head to our solutions overview page or browse the options below.
BUSINESS LOANS
Get fast unsecured and secured business loans from £25k–£25m.
For any business purpose
Up to 10 years repayment terms
Funding approved within 8 hours
GROWTH GUARANTEE SCHEME
GGS offers flexible terms and competitive rates tailored to your specific needs.
70% government backed
Up to £2m per business
Available in addition to CBILs & BBLs
ASSET & EQUIPMENT FINANCE
Support your business growth without impacting your cash flow.
Purchase any asset
Simple application process
Repayment terms up to 7 years
VEHICLE FINANCE
Fund any vehicle purchases, from vans and lorries to supercars.
Flexible deposits available
Tailored balloon payments
Hire purchase, lease or refinance
REFINANCE
Release cash equity from equipment or obtain better terms on existing finance agreements.
Release cash from your equipment
Obtain improved finance terms
Great for debt consolidation
MERCHANT CASH ADVANCE
Quickly raise working capital against your company's card sales.
No interest rate or fixed repayments
Borrow up to double your monthly card sales
90% approval rate
COMMERCIAL PROPERTY FINANCE
Get quick access to property-related finance.
Repayment up to 30 years
Interest-only products available
80% LTV or 100% with security
INVOICE FINANCE
Unlock funds tied up in outstanding invoices.
Up to 90% of invoices’ value
Your facility grows with you
Fast and simple to release cash
Need help choosing the right finance solution for your business?
Business finance can be complicated. To help you make sense of the options available, we've created this handy interactive Business Finance Checklist.
Download now
Business Finance Success Stories
Accelerating Growth For A Taxi Firm Through Clever Financing
A UK based taxi company was looking to expand their business to meet the demands of the market. The director was in search of financing solutions that would allow the...
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Construction Finance for A Highlands Residential Builder
A husband-and-wife duo founded a residential construction business in the Scottish Highlands. Despite their success, they struggled to secure long-term financing...
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How Asset Finance Can Launch Your Business
Barry was looking to start his own packaging manufacturing company, but needed the funding to build the business from the ground up. He needed the necessary machinery,...
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How Strategic Finance Revitalised a Golf Club
A local entrepreneur saw an opportunity in a declining golf establishment that has declining facilities and poor membership retention. Seeing potential, he was looking...
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Navigating Financial Challenges in the Boat Building Sector
When a boat building company found themselves in financial uncertainty, they needed a short-term working capital injection to smooth cash flow. After reaching out to...