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Business Finance Options for Driving Growth | Millbrook Blog

Written by Yvonne McKeown | Apr 8, 2024 12:06:36 PM

For ambitious companies aiming to scale their operations and achieve substantial growth, securing the right types of finance for growth is crucial. Whether it's funding expansion initiatives, investing in new equipment, or increasing working capital, having access to the appropriate financial resources can make all the difference.

In this blog, we'll explore four of the best types of business finance options available to ambitious companies looking to fuel their growth journey.

Business loans

Using business loans is a popular choice for companies seeking to fund growth projects and initiatives. Whether it's launching a new product line, expanding your operations, or hiring additional staff, business loans provide the necessary capital to achieve these goals. With flexible repayment terms and competitive interest rates, business loans offer companies the financial flexibility they need to pursue ambitious growth strategies. You can choose from an unsecured or secured loan option.

Advantages of business loans for driving growth:

  • Access to large sums of capital
  • Flexible repayment terms
  • Competitive interest rates
  • Can be used for various business purposes

Asset finance

Another valuable option for ambitious companies looking to grow their operations is asset finance. This type of financing allows businesses to acquire assets such as equipment, machinery, or vehicles without having to pay the full purchase price upfront. Typically, asset finance comes in two forms, hire purchase and lease.

Advantages of asset finance for growth-driven businesses:

  • Preserves cash flow by spreading the cost of assets over time
  • Helps businesses acquire essential equipment or machinery without large upfront costs
  • Can be structured to match the lifespan of the asset

Asset refinance

Have you considered refinancing existing assets? Asset refinance is a strategic financing option that allows businesses to unlock the value of their existing assets to fund growth initiatives. By refinancing assets such as machinery, vehicles, or property, companies can access capital that is tied up in these assets and reinvest it into their business. This type of financing is particularly beneficial for companies with valuable assets looking to free up cash for expansion or other investment opportunities.

Advantages of asset refinance for ambitious companies:

  • Unlocks cash tied up in existing assets
  • Provides immediate access to capital without selling assets
  • Allows businesses to leverage the value of their assets for growth

Merchant cash advance

Another great option to consider is a merchant cash advance. This is a flexible financing solution for companies that generate revenue through credit and debit card sales. With a merchant cash advance, businesses can receive a lump sum of capital upfront in exchange for a percentage of future card sales. This is one of the popular types of finance for companies looking to fund growth initiatives quickly and without the constraints of traditional loan structures.

Advantages of using a merchant cash advance to grow your business:

  • Quick access to capital
  • Flexible repayment structure based on future sales
  • No fixed monthly payments

Conclusion

In conclusion, the right type of business finance can be a powerful tool for ambitious companies looking to fuel their ambitious growth journey. Whether it's through business loans, asset finance, asset refinance, or merchant cash advances, you have a range of options available to support your expansion plans. By carefully considering your financing needs and exploring the advantages of each option, ambitious companies like yours can take the next step towards achieving your growth goals.

Unlock the potential for your business's growth with the right financing solution today. Explore Millbrook’s flexible financing solutions tailored to meet your unique business needs. Plus, learn how we offer comprehensive financial assistance to support your strategic growth projects and help you choose suitable types of business finance.

Start funding your growth goals by checking your eligibility now or using our business finance calculator.