Securing a base for your business

When you are buying a premises for your business, you have the option to take out commercial property finance that provides a number of uses to optimise your operations.

Own the property outright rather than rent

green-check

Take advantage of lucrative investment opportunities

green-check

Expand or streamline your operations or office space

green-check

Create productive working environments

green-check

Be front and centre for customer footfall

green-check

Improve location to minimise supply chain disruption

See our success stories Browse Millbrook's success stories - arrow icon
Commercial property solutions from Millbrook - Shop ownerk

What is commercial property finance?

Commercial property finance enables businesses or investors to purchase or refinance commercial properties, such as offices, warehouses and retail spaces.

Apply for commercial property finance - tick iconSecure your funding

Securing a base for your business

When you are buying a premises for your business, you have the option to take out commercial property finance that provides a number of uses to optimise your operations.

Own the property outright rather than rent

green-check

Take advantage of lucrative investment opportunities

green-check

Expand or streamline your operations or office space

green-check

Create productive working environments

green-check

Be front and centre for customer footfall

green-check

Improve location to minimise supply chain disruption

See our success stories Browse Millbrook's success stories - arrow icon

Key benefits of our business property finance solutions

With adjustable term lengths and flexible financing options, Millbrook caters to diverse requirements, allowing you to secure the necessary funds for property acquisitions, refinancing and developments.

Business property finance suits commercial developers who are looking to purchase or refurbish properties or business owners needing to expand their office space and who want to purchase a commercial building. Whatever your requirements, our lending experts will find the right solution for you.

Get funding for your business Apply for commerce property finance - arrow icon

Own your business premises

Allows businesses to own their commercial property, rather than renting or leasing, providing long-term stability and control over their location.

Build equity

By making regular mortgage payments, businesses build equity in their property, which can be used to secure additional financing in the future.

Budgeting

With a fixed-rate mortgage, businesses have predictable monthly payments, making it easy to budget and plan their cash flow.

Property appreciation

Commercial properties can appreciate over time, generating value for the business and potentially boosting profits.

Tenant income

If the property has tenants, rental income generated can offset the mortgage payments.

Greater control

Owning a commercial property provides greater control over location, operations, and future growth, allowing for development and expansion as needed.

m-logo-trans

Funding your property plans and development projects

 

There are various ways to fund a commericial property, but choosing the right finance solution can be difficult. Let's explore the different types to help you find the right one.

Commercial Mortgages

white-checkmark

Businesses that rent their premises but want to own them

white-checkmark

Companies that own their premises and want to raise capital through refinancing

white-checkmark

Investors that purchase and let out commercial property

Bridging Loans

white-checkmark

Short term arrangement against property or land

white-checkmark

An ideal solution for when time is pressing and businesses need finance quickly

white-checkmark

Can be used for anything from chain-breaking to capital raising

Development Finance

Used to fund development projects, including repurposing and refurbishments

We consider loans of all shapes and sizes - no project is too big or small

Our extensive panels of lenders make development finance more accessible

Why Millbrook Business Finance is different

 

With desirable rates and flexible repayment terms, our commercial property finance solutions power UK business expansion.

Repayment terms icon

30-year
repayment terms

Dedicated Account Managers icon

Dedicated account
management

Interest-only options icon

Interest only
periods available

Quick and easy finance application process icon

Simple application
process

Uo to 8% loan to value icon

Up to 85%
loan to value

Fixed and variable rate options icon

Fixed and variable
rate options

Apply for commercial property finance with Millbrook

 

Ready to apply for funding? Our commercial property finance experts look forward to matching you with a solution that meets your needs and ambitions.

Start your application for commercial property finance - tick icon Start your application

Need a different business finance solution?

Millbrook does more than just property finance. We have an array of flexible business financing options to meet any requirement. Head to our solutions overview page or browse the options below.

BUSINESS LOANS

Get fast unsecured and secured business loans from £25k–£25m.

check-dark-green For any business purpose
check-dark-green Up to 10 years repayment terms
check-dark-green Funding approved within 8 hours
Learn more

GROWTH GUARANTEE SCHEME

GGS offers flexible terms and competitive rates tailored to your specific needs.

check-dark-green 70% government backed
check-dark-green Up to £2m per business
check-dark-green Available in addition to CBILs & BBLs
Learn more

ASSET & EQUIPMENT FINANCE

Support your business growth without impacting your cash flow.

check-dark-green Purchase any asset
check-dark-green Simple application process
check-dark-green Repayment terms up to 7 years
Learn more

VEHICLE FINANCE

Fund any vehicle purchases, from vans and lorries to supercars.

check-dark-green Flexible deposits available
check-dark-green Tailored balloon payments
check-dark-green Hire purchase, lease or refinance
Learn more

Refinance

Release cash equity from equipment or obtain better terms on existing finance agreements.

check-dark-green Release cash from your equipment
check-dark-green Obtain improved finance terms
check-dark-green Great for debt consolidation
Learn more

MERCHANT CASH ADVANCE

Quickly raise working capital against your company's card sales.

check-dark-green No interest rate or fixed repayments
check-dark-green Borrow up to double your monthly card sales
check-dark-green 90% approval rate
Learn more

COMMERCIAL PROPERTY FINANCE

Get quick access to property-related finance.

check-dark-green Repayment up to 30 years
check-dark-green Interest-only products available
check-dark-green 80% LTV or 100% with security
Learn more

INVOICE FINANCE

Unlock funds tied up in outstanding invoices.

check-dark-green Up to 90% of invoices’ value
check-dark-green Your facility grows with you
check-dark-green Fast and simple to release cash
Learn more

Need help choosing the right finance solution for your business?

Business finance can be complicated. To help you make sense of the options available, we've created this handy interactive Business Finance Checklist.

Download now Download Millbrook's Business Finance Checklist - arrow icon
checklist-mockup-small

Looking for business boosting content?

 

Explore the latest financial news, opinions and insights from our industry experts and thought leaders.

Business Finance Success Stories

Aiding Consultancy Business Growth With Recruitment Funding Solutions

In the face of numerous challenges, including the global impact of Covid-19 and a significant fire at their storage facility, this noise, vibration, and acoustic...

Business Finance Success Stories

Accelerating Growth For A Taxi Firm Through Strategic Financing

A UK based taxi company was looking to expand their business to meet the demands of the market. The director was in search of financing solutions that would allow the...

Business Finance Success Stories

Construction Finance for A Highlands Residential Builder

A husband-and-wife duo founded a residential construction business in the Scottish Highlands. Despite their success, they struggled to secure long-term financing...

Business Finance Success Stories

Launching a Manufacturing Business with New Start Asset Finance

Barry was looking to start his own packaging manufacturing company, but needed the funding to build the business from the ground up. He needed the necessary machinery,...

Business Finance Success Stories

Harnessing Strategic Financing to Revitalise a Country Golf Club

A local entrepreneur saw an opportunity in a declining golf establishment that has declining facilities and poor membership retention. Seeing potential, he was looking...

Business Finance Success Stories

Navigating Financial Challenges in the Boat Building Sector With a Business Loan

When a boat building company found themselves in financial uncertainty, they needed a short-term working capital injection to smooth cash flow. After reaching out to...