Business Finance Success Stories & Case Studies | Millbrook

Business Loans for Cash Flow | Millbrook Success Story

Written by Yvonne McKeown | Jan 30, 2024 1:58:38 PM

Facing financial concerns as a result of seasonality and extraneous circumstances, a leading technology infrastructure provider needed to secure a business loan for cash flow security, fast. With the help of Millbrook Business Finance and our expert finance specialists, the business was able to do much more than just weather the storms of uncertainty and seasonal dips.

Client background

Paul is the Chief Finance Officer of a leading screen technology solutions business, delivering large screens and infrastructure for renowned events and businesses like Glastonbury, Google, Netflix, and FIFA. Despite their industry leadership, global client reliance posed challenges, especially during unforeseen events.

The challenge

Adversely impacted by the Hollywood Writer's Strike and facing the off-season financial dip, the business needed support to smooth cash flow. Delays and lost income loomed, amounting to £400k, so proactively seeking a buffer to mitigate potential risks, they approached Millbrook to secure a £200k business loan. 

The solution: Start-up business funding with asset finance and business loans combined 

After a consultation with Guy McDonald, a Business Finance Specialist at Millbrook, Paul opted for a business loan via manual underwriting which ensures the unique merits of the business could be presented. 

Guy successfully secured a £250k unsecured loan, exceeding the initial request amount, with favourable terms over a 5-year period. In just a week from approval to payout, Paul and his team had the financial buffer they needed to weather the winter lull.

Benefits of business loans for cash flow

Here are some of the ways Paul benefited from an unsecured business loan for cash flow from Millbrook:
  • Mitigated Risk: The funds acted as a buffer against potential uncertainties, providing financial resilience.
  • Quick Access to Funds: Swift approval and payout within a week ensured immediate support when it was needed most.
  • Flexible Terms: Tailored terms that aligned with the business's needs, showcasing the flexibility of Millbrook's financing solutions.
  • Maintained and Upgraded Equipment: Additional funds allowed the business to invest in maintaining and upgrading equipment for the upcoming festival and sports seasons.

The results

The funds were quickly paid out, providing a crucial buffer to navigate uncertainties. Additionally, the secured amount allowed the business not just to weather the storm but to invest in equipment upgrades, ensuring they were ready for upcoming peak seasons.

The impact

This strategic financing approach had a profound impact on the business, turning potential setbacks into opportunities for growth. The ability to maintain operations, upgrade equipment, and navigate uncertainties demonstrated the resilience and agility that Millbrook Business Finance brings to its clients. By providing business loans for cash flow stability, our clients can withstand seasonal fluctuations and thrive amidst tough conditions.

Summary

In just one week, Millbrook Business Finance transformed potential financial difficulties into a strategic advantage for Paul’s business. By providing a robust financial buffer and facilitating equipment upgrades, we empowered the business to thrive even in challenging times. This case exemplifies the transformative impact of strategic business financing in ensuring cash flow stability, business growth, and overall readiness for future opportunities.

Get in touch to discuss your business financing needs with one of our experts. Alternatively, apply for business finance with Millbrook now for a tailored financing solution that can help you keep your cash flow healthy and navigate times of uncertainty.